In the fifth chapter King Nimi enquires about the fate of those who are non-devotees of the Lord and of those whose desires are not satiated and whose mind and senses are uncontrolled. The answer is provided by the eighth yogi Chamasa.
He describes the evolution of the four varnas viz Brahman, kshatriya, vyshya and sudra, from the mouth, arms, thighs and feet of the Lord respectively, according to their gunas, as well as their gradation into four ashramas or stages of life. While ignorant persons like women and sudras, deserve the pity and help of holy personages (to enable them to acquire piety) people born in higher varnas, if they don’t utilize their facilities for God knowledge and adoring the Supreme Person, will only hasten their downfall, particularly if they misinterpret the Vedas and the fruits promised therein.
Instincts of living beings for indulgence in sex, meat eating and intoxicants have their origin in passion. Vedas prescribe the regulation of these instincts through the institution of marriage, yajna etc. Aspirants, not realizing this if through uncontrolled senses indulge in them are sure to fall down. The sole purpose of wealth is for dharma or piety, which gives knowledge and direct realization and forthwith leads to supreme peace. Those who use wealth solely for sense gratification of self and family, forget death, the formidable enemy of the body. These wicked people who equate themselves with Sri Hari who is present in one’s own and others bodies and making enemies of those that uphold the supremacy of Sri Hari, fall into the darkest region of hell. They destroy their own self, and being devoid of peace of mind, regard ignorance as knowledge.
They do not experience fulfillment and being frustrated in their aims and thwarted by the time spirit become miserable. These who have turned their face away from the Lord are obliged against their will to forsake their home, wealth, children and friends gained with great difficulty and enter into the dark hell.
The next question of King Nimi is on the different forms, colors and names of the Lord and the different rules prescribed for His worship in the different yugas. The answer is provided by the last of the yogis viz Karabhajana.. The four forms of the Lord in Krita ,Treta ,Dwapara and Kali, their different names, distinguishing marks, disposition of the people and worshipping rites are described. Elderly and discriminating persons, who appreciate the merits of the Kali age and choose the essence of things, extol this age, in which by merely chanting the names of the Lord one can attain all the desired objects, which in the other ages could be had through many virtues only. Therefore for men revolving in this whirligig, indeed there is no higher gain than the chanting of His name. King Nimi following the course prescribed by the Navayogis attains the highest goal.
Narada concludes the discourse of the Nava yogis to Vasudeva saying that he, Vasudeva too, like Nimi will attain the highest goal along with Devaki, particularly as Sri Hari has chosen to be their son.